Mortgage Advice Wherever You Are

Wherever you live in the UK it’s important to get the right advice for your mortgage.

By choosing an independent mortgage broker you will have an excellent range of mortgage options, sourced from the whole market.

Your mortgage is one of the biggest financial commitments you will ever make so it’s important to get the best advice, and that’s what we are here for.

Respect Mortgages can put you in touch with a mortgage expert from an award winning mortgage broker that has been in business for over 45 years.

So, whether you live in London, Manchester, Birmingham or anywhere else in the UK, we can help you find the right mortgage adviser.

Our most recent articles

Moving Home with a Mortgage? Here’s What You Need to Know
Moving house while managing a mortgage ranks among life’s bigger financial decisions. Whether you’re looking to upsize, downsize, or just …

Can You Get a Mortgage to Buy Someone Out?
Sometimes relationships change and you need to take sole ownership of a property. Whether you’re separating from a partner, changing …

How Long Do You Need to Be in a Job to Get a Mortgage?
Are you putting off applying for a mortgage because you’re new to your job? Getting a mortgage isn’t just about …

Your Guide to Mortgages Without Early Repayment Fees
Receiving an unexpected windfall should be cause for celebration. But if your mortgage comes with early repayment charges (ERCs), putting …

Which Credit Report Do Mortgage Lenders Use?
Your mortgage application success depends heavily on your credit history – but with multiple credit reports showing different results, which …

How Long Do Defaults Stay on Your Credit Report?
Money problems can strike anyone. If you’ve missed payments and received a default on your credit report, you’re probably worried …

Does Your Overdraft Affect Your Credit Score?
Have you just checked your bank balance and found yourself in overdraft? If you’re hoping to get a mortgage or …

How to Finance a Loft Conversion
UK house prices continue to rise, making many homeowners look for ways to create extra space without moving. A loft …

How Many People Can Be On A Mortgage?
UK house prices have risen by over 50% in the past decade, pushing more people to consider buying property together. …

How Long Does a Mortgage Application Take?
You’ve found your perfect home and made an offer. Now comes the mortgage application. Whether you’re a first-time buyer or …

Near Prime Mortgages: What You Need to Know
Getting turned down for a mortgage can happen to anyone. Whether you’re looking to buy your first home, move, or …

95% LTV mortgages
House prices in the UK continue rising faster than most people can save. You’re paying high rent each month, which …

90% LTV mortgages
Every month, you’re paying someone else’s mortgage through your rent while house prices keep climbing out of reach. You’ve been …

How to Remortgage for Home Improvements
Rising property prices, steep moving costs, and growing household energy bills are pushing many homeowners to improve rather than move. …

How to Finance a House Extension
Ever looked around your home and thought “we need more space”? You’re not alone. With UK house prices making moving …

Understanding Second Charge Bridging Loans
Property finance isn’t always simple. You might have substantial equity in your property but can’t access it quickly through regular …

How Fast Can You Get a Bridging Loan?
You’ve found an amazing property deal with a catch – you need to complete within weeks, not months. Or perhaps …

Can You Get a Mortgage for an Auction Property?
Spotted what looks like an amazing deal at a property auction? You’re probably wondering if you can use a mortgage …

Business Bridging Loans Explained
Time makes all the difference in business. Whether it’s buying commercial property, funding urgent stock purchases, or managing cash flow …

Bridging Loans for Property Flipping
The UK property market offers plenty of opportunities for investors willing to take on renovation projects. But finding the right …
Be in the know

Mortgages involve large sums of money. At Respect Mortgages we want to empower you with the knowledge to better understand your mortgage and your options before heading off to apply for a mortgage.

GUIDES

Our in-depth financial guides take a deep dive into mortgages and borrowing.

TAKE ME THERE

CALCULATORS

The easy way to calculate monthly repayments, stamp duty, LTV and more ...

TAKE ME THERE

KNOWLEDGE

Not sure what some mortgage jargon means? We've got it all covered.

TAKE ME THERE

MORTGAGES

Purchase, remortgage, equity release, property investment and so much more ...

TAKE ME THERE