Mortgage Calculators

Use our mortgage calculators to work out how much you could borrow, how much deposit you need for a mortgage and what the Stamp Duty Tax could be.

They can give you an idea of how much you need to pay each month and how changes to your mortgage could affect your repayments.

Our easy to use mortgage calculators can help you at every stage of your mortgage journey, from calculating how much you could borrow, working out the monthly cost of a mortgage, to getting an idea of rental yield from a buy to let property.

Try putting in different figures to see what works for you.

CALCULATORS

How much can i borrow

How Much Can I Borrow?

Our mortgage calculator will give you an idea of how much you could borrow for a residential mortgage.

Mortgage repayment calculator

Mortgage Repayment Calculator

Our mortgage repayment calculator gives you a good idea of what your monthly mortgage payments might be.

part and part mortgage calculator

Part & Part Calculator

Find out the monthly payments for a part interest-only, part repayment, mortgage.

Interest Only Calculator

This calculator shows you what you could pay each month with an interest-only mortgage.

Stamp duty calculator

Stamp Duty Calculator

Use our free Stamp Duty calculator to work out how much you’ll need to pay when purchasing a property.

Buy to let mortgage calculator

Buy To Let Calculator

Use our online calculator to find out how much you could borrow from a buy to let mortgage using just the rental income.

Buy To Let Rent Calculator

Our free buy-to-let rent calculator will work out how much you need in rent to qualify for a buy-to-let mortgage.

Remortgage Calculator

Our remortgage calculator helps you quickly compare your current deal with new rates to see if you could save money.

loan to value LTV calculator

Loan To Value Calculator

Use our simple calculator to work out your mortgage loan to value (LTV).

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FAQ

Frequently Asked Questions

What is a mortgage calculator?

Our mortgage calculators give you a rough idea of how much a mortgage could cost or what amount you could borrow.

What information do I need to use a calculator?

This depends on the calculator but normally: property value, mortgage needed, term, income/s.

How much can I afford to borrow?

Our calculators can only provide a guide to costs, you should speak with your broker to discuss affordability.

How accurate are mortgage calculators?

Yes, our calculators are accurate and an excellent way to see how much a mortgage could cost.

How do you work out loan to value?

Divide the value of the mortgage you need by the value of the property, expressed as a percentage. Our LTV calculator makes this easy.

Can I compare repayment with interest only?

Yes, use our repayment calculator and toggle between repayment methods to see the difference.

Be in the know

Mortgages involve large sums of money. At Respect Mortgages we want to empower you with the knowledge to better understand your mortgage and your options before heading off to apply for a mortgage.

GUIDES

Our in-depth financial guides take a deep dive into mortgages and borrowing.

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CALCULATORS

The easy way to calculate monthly repayments, stamp duty, LTV and more ...

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KNOWLEDGE

Not sure what some mortgage jargon means? We've got it all covered.

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MORTGAGES

Purchase, remortgage, equity release, property investment and so much more ...

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