Specialist Mortgages

Specialist mortgage brokers can help with the more complex and unusual types of mortgage requirements.

They have a deeper understanding of all the different niche areas of mortgage lending and can source solutions from their network of flexible lenders.

What are specialist mortgages?

The term specialist mortgage can cover many different categories and scenarios of lending.

Multiple streams of income, employment status, size of mortgage or perhaps an unusual property?

In these situations finding the right mortgage and getting it approved can be a bit tricky. This is particularly true when some of the specialist lenders will only deal with mortgage brokers.

Fortunately, we work with one of the largest and most experienced specialist mortgage brokers in the UK.

With more than 45 years of experience in the mortgage industry they understand the challenges that clients can face when looking for a complex mortgage.

They have the expertise and experience to help guide you through the complex process of buying a house, remortgaging, raising bridging finance or investing in the property market. Fully FCA regulated, they have more expertise across more lending solutions than any other broker and have specialist teams in place to work with clients through every stage of their journey.

Expert advice is available for

bridging loans

Bridging Loans

The ultimate flexible short term mortgage. Fast processing and funding for almost any purpose.

Commercial Bridging

Short-term commercial loans to purchase, refinance or capital raise.

development finance

Development Finance

Helping property developers to purchase, build and exit development projects.

company directors

Company Directors

Shareholding directors can often find the high street lenders don’t understand them.

offset mortgages

Offset Mortgages

An offset mortgage can save you money by utilising any savings you have.

Large Loans

Need to borrow more than £1 million? Then a large loan service might be for you.

mortgages for professionals

Professional Mortgages

Certain professional occupations can get enhanced income multiples for a larger mortgage.

let to buy

Let to Buy

Break out of the property chain with a let to buy mortgage arrangement.

second charge mortgage

Second Charge Mortgages

Borrow some extra money without affecting your existing mortgage.

Self-Employed Mortgages

Self-Employed Mortgages

Specialist mortgages for sole traders and the self-employed.

cis mortgages

CIS Mortgages

A common sense approach for construction workers who receive CIS vouchers.

contractor mortgages

Contractor mortgages

Looking for a mortgage as a contractor? Or maybe you need a loan based on your contract rate.

commercial mortgages

Commercial Mortgages

Expert help when purchasing or refinancing a commercial property.

semi commercial mortgages

Semi-commercial Mortgages

Semi-commercial and mixed-use property mortgages explained.

Holiday park finance

Finance options for purchasing or developing a holiday park site.

SPV Companies

SPV Companies

Competitive mortgage solutions for SPV limited company lending.

Portfolio Mortgages

One mortgage facility for multiple investment properties.

expat mortgages

Expat mortgages

Flexible expat mortgage options for British nationals residing abroad.

private bank mortgages

Private bank Mortgages

Tailor made mortgages for large loans and HNW individuals.

woodland mortgages

Woodland mortgages

How to finance your own private woodland or forest.

smallholding mortgages

Smallholding mortgages

Award winning independent advice for smallholding mortgages and rural properties.

Seafarer mortgages

Looking to get a mortgage as a seafarer or ships crew? We can help.

High Net Worth Mortgages

Mortgages that cater to the unique needs of HNW individuals.

Not on the High Street!

The high street lenders can’t help every mortgage customer and they prefer the simple, low-risk ones.

If your situation is a bit different or needs a more personalised solution then our brokers can help.

Expert advice, for all situations.

Bridging Loans

The most flexible of secured loans and often misunderstood. Bridge loans can be used in so many different ways and can be arranged super fast.

Large Loans

High net worth mortgage brokers understand complex large loans and unique situations and can source bespoke deals from the right lenders.

Let to Buy

Let to buy combines a buy to let remortgage with a residential mortgage. Allowing you to move house while keeping your current home.

Some recent articles

Moving Home with a Mortgage? Here’s What You Need to Know

Moving house while managing a mortgage ranks among life’s bigger financial decisions. Whether you’re looking to upsize, downsize, or just change location, understanding what happens to your mortgage could save …

Can You Get a Mortgage to Buy Someone Out?

Sometimes relationships change and you need to take sole ownership of a property. Whether you’re separating from a partner, changing a business arrangement, or dealing with inherited property, you’ll want …

How Long Do You Need to Be in a Job to Get a Mortgage?

Are you putting off applying for a mortgage because you’re new to your job? Getting a mortgage isn’t just about meeting a fixed employment period. Different lenders have varying requirements, …

Your Guide to Mortgages Without Early Repayment Fees

Receiving an unexpected windfall should be cause for celebration. But if your mortgage comes with early repayment charges (ERCs), putting that money towards your home loan could trigger penalties costing …

Be in the know

Mortgages involve large sums of money. At Respect Mortgages we want to empower you with the knowledge to better understand your mortgage and your options before heading off to apply for a mortgage.

GUIDES

Our in-depth financial guides take a deep dive into mortgages and borrowing.

TAKE ME THERE

CALCULATORS

The easy way to calculate monthly repayments, stamp duty, LTV and more ...

TAKE ME THERE

KNOWLEDGE

Not sure what some mortgage jargon means? We've got it all covered.

TAKE ME THERE

MORTGAGES

Purchase, remortgage, equity release, property investment and so much more ...

TAKE ME THERE