What are specialist mortgages?
The term specialist mortgage can cover many different categories and scenarios of lending.
Multiple streams of income, employment status, size of mortgage or perhaps an unusual property?
In these situations finding the right mortgage and getting it approved can be a bit tricky. This is particularly true when some of the specialist lenders will only deal with mortgage brokers.
Fortunately, we work with one of the largest and most experienced specialist mortgage brokers in the UK.
With more than 45 years of experience in the mortgage industry they understand the challenges that clients can face when looking for a complex mortgage.
They have the expertise and experience to help guide you through the complex process of buying a house, remortgaging, raising bridging finance or investing in the property market. Fully FCA regulated, they have more expertise across more lending solutions than any other broker and have specialist teams in place to work with clients through every stage of their journey.
Expert advice is available for
Bridging Loans
The ultimate flexible short term mortgage. Fast processing and funding for almost any purpose.
Commercial Bridging
Short-term commercial loans to purchase, refinance or capital raise.
Development Finance
Helping property developers to purchase, build and exit development projects.
Company Directors
Shareholding directors can often find the high street lenders don’t understand them.
Offset Mortgages
An offset mortgage can save you money by utilising any savings you have.
Large Loans
Need to borrow more than £1 million? Then a large loan service might be for you.
Professional Mortgages
Certain professional occupations can get enhanced income multiples for a larger mortgage.
Let to Buy
Break out of the property chain with a let to buy mortgage arrangement.
Second Charge Mortgages
Borrow some extra money without affecting your existing mortgage.
Self-Employed Mortgages
Specialist mortgages for sole traders and the self-employed.
CIS Mortgages
A common sense approach for construction workers who receive CIS vouchers.
Contractor mortgages
Looking for a mortgage as a contractor? Or maybe you need a loan based on your contract rate.
Commercial Mortgages
Expert help when purchasing or refinancing a commercial property.
SPV Companies
Competitive mortgage solutions for SPV limited company lending.
Portfolio Mortgages
One mortgage facility for multiple investment properties.
Expat mortgages
Flexible expat mortgage options for British nationals residing abroad.
Private bank Mortgages
Tailor made mortgages for large loans and HNW individuals.
Woodland mortgages
How to finance your own private woodland or forest.
Smallholding mortgages
Award winning independent advice for smallholding mortgages and rural properties.
Seafarer mortgages
Looking to get a mortgage as a seafarer or ships crew? We can help.
High Net Worth Mortgages
Mortgages that cater to the unique needs of HNW individuals.
Not on the High Street!
The high street lenders can’t help every mortgage customer and they prefer the simple, low-risk ones.
If your situation is a bit different or needs a more personalised solution then our brokers can help.
Expert advice, for all situations.
Bridging Loans
The most flexible of secured loans and often misunderstood. Bridge loans can be used in so many different ways and can be arranged super fast.
Large Loans
High net worth mortgage brokers understand complex large loans and unique situations and can source bespoke deals from the right lenders.
Let to Buy
Let to buy combines a buy to let remortgage with a residential mortgage. Allowing you to move house while keeping your current home.
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