Mortgage Articles

Looking to understand more about mortgages? Our articles cover everything from basic mortgage information to specialist finance options.

Whether you're a homebuyer, property investor, or business owner, you'll find clear, straightforward answers to your mortgage questions here.

BRIDGING
Understanding Second Charge Bridging Loans

Property finance isn’t always simple. You might have substantial equity in your property but can’t access it quickly through regular …

How Fast Can You Get a Bridging Loan?

You’ve found an amazing property deal with a catch – you need to complete within weeks, not months. Or perhaps …

HOLIDAY LET
What does fully furnished mean?

Have you ever arrived at a holiday rental, excited for a relaxing getaway, only to find yourself scrambling for a …

Are holiday let mortgages available in Scotland?

Holiday let mortgages have been available in Scotland for many years. We look at the availability of mortgages, the house buying process & how to get the best mortgage

Moving Home with a Mortgage? Here’s What You Need to Know

Moving house while managing a mortgage ranks among life’s bigger financial decisions. Whether you’re looking to upsize, downsize, or just …

Moving house while managing a mortgage ranks among life’s bigger financial decisions. Whether you’re looking to upsize, downsize, or just change location, understanding what happens to your mortgage could save you thousands of pounds. Many homeowners wonder if they’ll lose their current mortgage rate or face unexpected costs. The good news? You’ve got several options, and with the right …

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Capital Raising
Is remortgaging the same as releasing equity?

Remortgaging your home is the process of moving your mortgage from one lender, to another. But without moving home. Releasing …

What is a further advance mortgage?

Benefits of a mortgage further advance You may benefit from a further advance on your mortgage due to lower interest …

Can you release equity on an inherited house?

How do you inherit a house? There are two ways that someone in the UK can inherit a property: Transferring …

Can you release equity without remortgaging?

Can you release equity on an inherited house? If you have recently inherited a house, or will do soon, you …

Remortgaging
Can you remortgage and add a name?

Regardless of how well you have made your monthly mortgage payments in the past, your lender is under no obligation …

How long does it take to remortgage?

How long does it take to remortgage? Ideally, when you remortgage you should allow up to 3 months, from start …

What documents do I need to remortgage?

If you’re a homeowner considering your mortgage options, you might be thinking about remortgaging. Remortgaging can offer several benefits, such …

Remortgaging when your house value has increased

If you’re a homeowner, you’ve probably heard the term ‘remortgaging’ thrown around quite a bit. But what does it mean, …

Not on the High Street!

The high street lenders can’t help every mortgage customer and they prefer the simple, low-risk ones.

If your situation is a bit different or needs a more personalised solution then our brokers can help.

Expert advice, for all situations.

Bridging Loans

The most flexible of secured loans and often misunderstood. Bridge loans can be used in so many different ways and can be arranged super fast.

Large Loans

High net worth mortgage brokers understand complex large loans and unique situations and can source bespoke deals from the right lenders.

Let to Buy

Let to buy combines a buy to let remortgage with a residential mortgage. Allowing you to move house while keeping your current home.

Near Prime Mortgages: What You Need to Know

Getting turned down for a mortgage can happen to anyone. Whether you’re looking to buy your …

95% LTV mortgages

House prices in the UK continue rising faster than most people can save. You’re paying high …

90% LTV mortgages

Every month, you’re paying someone else’s mortgage through your rent while house prices keep climbing out …

How to Remortgage for Home Improvements

Rising property prices, steep moving costs, and growing household energy bills are pushing many homeowners to …

How to Finance a House Extension

Ever looked around your home and thought “we need more space”? You’re not alone. With UK …

Understanding Second Charge Bridging Loans

Property finance isn’t always simple. You might have substantial equity in your property but can’t access …

How Fast Can You Get a Bridging Loan?

You’ve found an amazing property deal with a catch – you need to complete within weeks, …

Can You Get a Mortgage for an Auction Property?

Spotted what looks like an amazing deal at a property auction? You’re probably wondering if you …

Business Bridging Loans Explained

Time makes all the difference in business. Whether it’s buying commercial property, funding urgent stock purchases, …

Bridging Loans for Property Flipping

The UK property market offers plenty of opportunities for investors willing to take on renovation projects. …

Can you convert a bridging loan to a mortgage?

You’ve taken out a bridging loan, perhaps to buy at auction or break a property chain. …

How to Get a Bridging Loan

Looking for quick property finance? A bridging loan might be exactly what you need. These short-term …

Can You Get a Bridging Loan to Buy a House?

Yes you can get a bridging loan to buy a house. These short term property loans …

Can a Mortgage Broker Get You a Better Mortgage Deal?

Getting a mortgage is one of life’s biggest financial decisions. With thousands of products to choose …

100% Bridging Loans: How to get one

The question of “Can I get 100% funding?” remains constant after two decades of arranging specialist …

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Practical guides to help you understand the home-buying and mortgage process. Our guides can help you compare different mortgage products and find the one that best suits your needs whether you’re starting out, moving, remortgaging or buying to let.

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Mortgages involve large sums of money. At Respect Mortgages we want to empower you with the knowledge to better understand your mortgage and your options before heading off to apply for a mortgage.

GUIDES

Our in-depth financial guides take a deep dive into mortgages and borrowing.

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CALCULATORS

The easy way to calculate monthly repayments, stamp duty, LTV and more ...

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KNOWLEDGE

Not sure what some mortgage jargon means? We've got it all covered.

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MORTGAGES

Purchase, remortgage, equity release, property investment and so much more ...

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