Your mortgage is one of the biggest financial commitments you will ever make so it’s important to get the best advice, and that’s what we are here for.
Respect Mortgages can put you in touch with a mortgage expert from an award winning mortgage broker that has been in business for over 45 years.
So, whether you live in London, Manchester, Birmingham or anywhere else in the UK, we can help you find the right mortgage adviser.
Expert help is available across the UK including:
Our most recent articles
How To Get An Unencumbered Mortgage
You no longer have a mortgage or have inherited a property, and now you’re hearing about “unencumbered mortgages” but feeling …
Do I Need Critical Illness Insurance for My Mortgage?
You’re buying a home or remortgaging, and suddenly everyone’s talking about critical illness insurance. Your lender mentions it, your broker …
What’s the Difference Between a Secured and Unsecured Loan?
When looking at loans you have two main options: secured loans and unsecured loans. The difference between them is simple …
How Does a Secured Loan Work?
You need £50,000 for home improvements but the monthly personal loan repayments are making your eyes water. You’ve heard about …
When Do You Need an EPC?
You’re about to sell or rent your property, and someone’s mentioned you need an EPC. Why do you need an …
When Should You Get Life Insurance?
You know you probably need life insurance, but you keep putting it off. Maybe you think you’re too young, or …
How Does Life Insurance Work: A Complete Guide
Life insurance ranks among those topics most people know they should understand but somehow never get around to researching properly. …
What is decreasing life insurance and do you need it?
Without proper life insurance, your family could face losing their home if you die unexpectedly. The mortgage payments don’t stop, …
Can You Have More Than One Life Insurance Policy?
Your mortgage has grown, your family’s expanded, yet your life insurance hasn’t kept pace. The gap between what you owe …
Getting a Mortgage with Complex Income
Many people seeking mortgages don’t fit neatly into the “standard employed” box. Perhaps you’re self-employed, work on contracts, receive commission, …
Why Do You Need a Deposit For a Mortgage?
Securing a mortgage means meeting one fundamental requirement that affects everyone – the mortgage deposit. With UK house prices remaining …
What Happens to Your Mortgage When You Sell Your House
Selling your home while still paying off a mortgage brings up a lot of practical questions. These are common concerns …
Do Mortgage Lenders Use Your Gross or Net Income?
Figuring out how much you can borrow for a mortgage can feel like solving a puzzle with missing pieces. One …
Getting a Mortgage While on Probation
You’ve found your perfect home, but there’s a catch – you’ve just started a new job and you’re still in …
Mortgages for Older People: Your Options After 55
You’ve probably heard someone say “banks won’t lend to people your age” or perhaps you’ve experienced a high street lender …
Can I Use Crypto for a House Deposit?
Mortgage lenders have been, and still are, cautious about cryptocurrency, creating obstacles for some property buyers. The volatile nature of …
Fixed vs Variable Rate Mortgages
Choosing between a fixed or variable rate mortgage is one of the biggest financial decisions you’ll make. It affects not …
How do mortgage companies value a house?
Applying for a mortgage often brings a mixture of excitement and anxiety. While you’re looking forward to securing your dream …
Capital Raising to Consolidate Debt
Are you juggling multiple debts with different interest rates, payment dates, and terms? Many homeowners find themselves stressed by managing …
Does Changing Your Job Affect Getting a Mortgage?
Many homebuyers worry that changing jobs when they need a new mortgage will automatically disqualify them from getting approved. This …
