Articles

What is a mortgage Decision in Principle?

If you’re starting the process of buying a house, you may have come across the term Decision in Principle or DIP for short. A ...

Can I get a mortgage if I’m self-employed?

Tired of banks turning you down because you’re self-employed? You’re not alone. Many of Britain’s 4.3 million self-employed workers face extra hurdles when applying ...

Have you fully insured the things that matter?

THE THINGS WE OWN mean a lot to us, after all we’ve worked hard over the years to acquire them or been fortunate enough ...

Can you afford to help bankroll your children’s property purchase?

THE ‘BANK OF MUM AND DAD’ isn’t a new phenomenon, but research shows gifting has been on the rise. One in every two first-time ...

What to consider when climbing further up the property ladder

WHETHER YOU’RE LOOKING for your dream home or want something more suitable for your current needs, you may have been thinking about moving home ...

Borrow the extra to put your home improvement ideas into action

OUR HOMES HAVE become more important than ever, not only for eating and sleeping but for other needs like working from home and exercising. ...

Taking your first step on the property ladder

ARE YOU LOOKING to buy your first home? Whether you’re a young professional or simply planning for the future and trying to be smart ...

Improve your chances of first-time buyer mortgage success

IF YOU ARE PLANNING to buy your first property, one of the initial steps is to apply for a mortgage. This process requires an ...

Time to review your mortgage?

GETTING A MORTGAGE is a big step towards buying a home, and is definitely cause for celebration. Your mortgage deal might have been competitive ...

Could a green mortgage save you money and help the planet?

TODAY, HOMEOWNERS looking for a green mortgage have more options than ever before. The attraction is a green mortgage that offers lower interest rates ...

A practical guide for choosing the right mortgage

Should you choose a fixed, tracker or variable rate mortgage? WHETHER IT’S YOUR first home or the next rung on the property ladder, one ...

Preparing your house for sale

SELLING YOUR HOME? To make the process as stress free as possible when you’re preparing to sell your property, it’s essential you present it ...

Tips for marketing your buy-to-let property

FOR A BUY-TO-LET property to be as profitable as possible, it’s crucial to find quality tenants quickly. The most sought-after tenants are those who ...

An introduction to bridging loans

Property purchases don’t always go to plan. Your buyer might pull out at the last minute, leaving you stuck. Maybe you’ve spotted the perfect ...

Should I buy an old or a new property?

THE CHOICE BETWEEN a newly built or an older home is a personal one, and there are advantages and disadvantages on both sides. You’ll ...