What is a mortgage Decision in Principle?
If you’re starting the process of buying a house, you may have come across the term Decision in Principle or DIP for short. A ...
Can I get a mortgage if I’m self-employed?
TL;DR: Yes, you can get a mortgage if you’re self-employed. Lenders assess your income differently from PAYE employees, usually looking at tax returns and ...
Have you fully insured the things that matter?
THE THINGS WE OWN mean a lot to us, after all we’ve worked hard over the years to acquire them or been fortunate enough ...
Can you afford to help bankroll your children’s property purchase?
THE ‘BANK OF MUM AND DAD’ isn’t a new phenomenon, but research shows gifting has been on the rise. One in every two first-time ...
What to Consider When Moving Up the Property Ladder
Moving up the property ladder means selling your current home and using your equity to buy a bigger property or one in a better ...
How to Borrow Money for Home Improvements
TL;DR: If your home needs work but your savings won’t stretch far enough, borrowing against your mortgage is often the most cost-effective route. Homeowners ...
Taking your first step on the property ladder
TL;DR: Buying your first home takes planning, patience, and the right professional support. Getting mortgage-ready early and understanding your budget gives you a head ...
How to Get Mortgage Ready as a First-Time Buyer
TL;DR: Your credit score plays a big role in whether your first mortgage application succeeds or fails. Start preparing at least six months before ...
Time to review your mortgage?
Reviewing your mortgage could save you hundreds of pounds each month. If your fixed rate is ending, or you’ve been moved onto your lender’s ...
Could a green mortgage save you money and help the planet?
TODAY, HOMEOWNERS looking for a green mortgage have more options than ever before. The attraction is a green mortgage that offers lower interest rates ...
How to Choose the Right Mortgage
The right mortgage depends on your circumstances, not just the cheapest rate. Fixed rate mortgages suit borrowers who want payment certainty. Variable rates can ...
Preparing your house for sale
SELLING YOUR HOME? To make the process as stress free as possible when you’re preparing to sell your property, it’s essential you present it ...
Tips for marketing your buy-to-let property
FOR A BUY-TO-LET property to be as profitable as possible, it’s crucial to find quality tenants quickly. The most sought-after tenants are those who ...
An introduction to bridging loans
TL;DR: A bridging loan is a short-term loan secured against property, used to fill a gap in funding when standard mortgages are too slow ...
Should I buy an old or a new property?
THE CHOICE BETWEEN a newly built or an older home is a personal one, and there are advantages and disadvantages on both sides. You’ll ...
