Moving Home with a Mortgage? Here’s What You Need to Know
Moving house while managing a mortgage ranks among life’s bigger financial decisions. Whether you’re looking to upsize, downsize, or just change location, understanding what ...
Can You Get a Mortgage to Buy Someone Out?
Sometimes relationships change and you need to take sole ownership of a property. Whether you’re separating from a partner, changing a business arrangement, or ...
How Long Do You Need to Be in a Job to Get a Mortgage?
Are you putting off applying for a mortgage because you’re new to your job? Getting a mortgage isn’t just about meeting a fixed employment ...
Your Guide to Mortgages Without Early Repayment Fees
Receiving an unexpected windfall should be cause for celebration. But if your mortgage comes with early repayment charges (ERCs), putting that money towards your ...
Which Credit Report Do Mortgage Lenders Use?
Your mortgage application success depends heavily on your credit history – but with multiple credit reports showing different results, which one really matters? Many ...
How Long Do Defaults Stay on Your Credit Report?
Money problems can strike anyone. If you’ve missed payments and received a default on your credit report, you’re probably worried about your borrowing options ...
Does Your Overdraft Affect Your Credit Score?
Have you just checked your bank balance and found yourself in overdraft? If you’re hoping to get a mortgage or loan soon, you might ...
How to Finance a Loft Conversion
UK house prices continue to rise, making many homeowners look for ways to create extra space without moving. A loft conversion can offer a ...
How Many People Can Be On A Mortgage?
UK house prices have risen by over 50% in the past decade, pushing more people to consider buying property together. In London alone, the ...
How Long Does a Mortgage Application Take?
You’ve found your perfect home and made an offer. Now comes the mortgage application. Whether you’re a first-time buyer or moving house, understanding how ...
Near Prime Mortgages: What You Need to Know
Getting turned down for a mortgage can happen to anyone. Whether you’re looking to buy your first home, move, or refinance an existing loan, ...
95% LTV mortgages
House prices in the UK continue rising faster than most people can save. You’re paying high rent each month, which makes it even harder ...
90% LTV mortgages
Every month, you’re paying someone else’s mortgage through your rent while house prices keep climbing out of reach. You’ve been saving, but it feels ...
How to Remortgage for Home Improvements
Rising property prices, steep moving costs, and growing household energy bills are pushing many homeowners to improve rather than move. Whether you’re dreaming of ...
How to Finance a House Extension
Ever looked around your home and thought “we need more space”? You’re not alone. With UK house prices making moving expensive and more of ...
