Contents Insurance covers the personal items inside your home, from furniture and appliances to electronics, jewellery, and clothing.
Whereas building insurance is a requirement of your mortgage lender, contents cover is completely optional.
It’s a safety net for homeowners and renters, ensuring that if belongings are damaged, destroyed, or stolen, they can be replaced or repaired without a huge financial hit. While buildings insurance looks after the physical structure of a home, Contents Insurance focuses on the valuables inside.
For renters, it’s especially vital; the landlord’s policy might cover the building, but not the personal items inside. So, whether it’s a burglary, a fire, or an accidental spill, Contents Insurance helps protect the things that make a house feel like home.
