A bridging loan is a short-term loan designed to help the borrower to buy property for a short period, for example, before they have arranged a longer term mortgage, or if they intend to sell the property soon afterwards.
Our Bridging Loans Guide looks into how they work and what they can be used for.
Understanding Second Charge Bridging Loans
Property finance isn’t always simple. You might have substantial equity in your property but can’t access it quickly through regular channels. Or perhaps you’ve found an excellent investment opportunity but don’t want to pay hefty early repayment charges on your current mortgage. Second charge bridging loans offer a solution that many property owners overlook. They …
How Fast Can You Get a Bridging Loan?
You’ve found an amazing property deal with a catch – you need to complete within weeks, not months. Or perhaps your property chain’s about to break, putting your dream home at risk. These situations need swift action and even faster finance. Fast bridging loans could solve your timing problem. They’re built for speed when standard …
Can You Get a Mortgage for an Auction Property?
Spotted what looks like an amazing deal at a property auction? You’re probably wondering if you can use a mortgage to buy it. While it’s possible to get a mortgage for an auction property, you’ll need to understand how the process works – and it’s quite different from a standard house purchase. Property auctions are …
Business Bridging Loans Explained
Time makes all the difference in business. Whether it’s buying commercial property, funding urgent stock purchases, or managing cash flow gaps – quick access to finance often determines success. Yet traditional lenders can take months to approve funding, leaving many UK businesses watching opportunities slip away. Business bridging loans fill this gap in the market. …
Bridging Loans for Property Flipping
The UK property market offers plenty of opportunities for investors willing to take on renovation projects. But finding the right funding can make or break a successful flip. While mortgages work well for long-term property investment, they’re rarely suitable for quick purchase-renovate-sell projects. That’s where bridging loans come in. What Makes Property Flipping Different? Property …
