Independent Mortgage Advice

Borrowing hundreds of thousands of pounds is expensive, so it’s important that you get the choice of mortgage right.

With so many lenders and offers to choose from, using a trusted, independent mortgage broker is the most effective way of getting a good deal.

We work with one of the largest and most experienced independent mortgage brokers in the UK.

With over 45 years of experience in the mortgage industry they understand the challenges that clients can face when looking for a mortgage. They are an award winning whole of market mortgage broker which means they are not tied to any particular lenders; they look at products from across the entire market to find the one that fits best.

They have the experience and knowledge to help guide you through the complex process of buying a house, remortgaging, raising bridging finance or investing in the property market.

Advice is available for all types of situations and loans.

A wide range of mortgage options

LOOKING AFTER YOUR BORROWING NEEDS

Buy to let

Competitive buy to let mortgages that include options for SPV borrowing, purchase, remortgage or capital raise.

Holiday Let

Specialist advice for UK holiday let mortgages including Airbnb and mixed use properties. Solutions for purchase, remortgage and develop.

Moving Home

Take the stress out of finding a moving home mortgage by letting our brokers arrange that for you.

Second Homes

A second home mortgage will allow you to purchase a UK holiday home for you and your family to enjoy.

Remortgages

Time to remortgage? Switch your mortgage to a new lender and grab yourself a new interest rate at the same time.

Just a small selection

of the 120 banks, building societies and specialist lenders that you could have access to.

Only an independent mortgage broker has the ability to search the whole of the market to get the best mortgage for their clients and their individual situation.

How to get mortgage ready

Getting your finances in order before applying for a mortgage is one of the best things to do. Whether you are buying your first home or thinking of moving somewhere new, there are a number of ways that you can improve your situation and speed up the mortgage process.

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First Time Buyer

All the help you need getting onto the property ladder and buying your first home. Including a cracking mortgage deal, sourced just for you.

Guarantor

If you are struggling to qualify for a mortgage then perhaps a guarantor mortgage could help.

Equity Release

An equity release lifetime mortgage can provide a tax-free lump sum or ongoing sums of money that you can spend however you wish.

Specialist Mortgages

Multiple streams of income, employment status, size of mortgage or perhaps an unusual property? Let’s get to work…

Mortgage Guides

Our mortgage guides will help you understand and compare different mortgage products whether you’re starting out, moving, remortgaging or buying to let.

Insurance

Making sure you, your home and your mortgage are protected against the unexpected.

SPV Mortgages

Rather than buying an investment property in their own name, many investors are now choosing to do this through a Special Purpose Vehicle limited company, or SPV.

Right to Buy

If you are a local authority tenant and want to buy the property you’re living in using the Right to Buy scheme, we can help you find the best mortgage deal.

New Build Mortgages

Buying a newly built house or an off plan property requires some slight changes to the mortgage process.

Mortgage Calculators

Our easy to use mortgage calculators can help you at every stage of your mortgage journey. From working out what you could borrow to calculating the Stamp Duty.

CONTACT A MORTGAGE BROKER

If you are ready to take the next step then we can put you in touch with a fully qualified independent mortgage broker.

Some recent articles

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Can I Use Crypto for a House Deposit?

Mortgage lenders have been, and still are, cautious about cryptocurrency, creating obstacles for some property buyers. The volatile nature of crypto assets and concerns about money laundering have made many …

Fixed vs Variable Rate Mortgages

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How do mortgage companies value a house?

Applying for a mortgage often brings a mixture of excitement and anxiety. While you’re looking forward to securing your dream home, you might worry about whether the mortgage company will …

Be in the know

Mortgages involve large sums of money. At Respect Mortgages we want to empower you with the knowledge to better understand your mortgage and your options before heading off to apply for a mortgage.

GUIDES

Our in-depth financial guides take a deep dive into mortgages and borrowing.

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CALCULATORS

The easy way to calculate monthly repayments, stamp duty, LTV and more ...

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KNOWLEDGE

Not sure what some mortgage jargon means? We've got it all covered.

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MORTGAGES

Purchase, remortgage, equity release, property investment and so much more ...

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